Employee Benefit Plans

We work with you to offer affordable employee benefit options.

The Benefits Alliance helps businesses create cost–effective and employee–friendly Benefit Plans which promote the concept of shared responsibility. Employees have the ability—and the responsibility—to help contain the rising cost of health care premiums by living healthy lives and by being wise consumers of health care services. We provide innovative Health Promotion Programs to help employees achieve these goals.

The typical Employee Benefits Plan integrates health insurance with dental insurance, disability insurance and group life insurance. Consumer-directed plans which include Health Savings Accounts (HSA’s) can encourage your employees to engage in key decisions which affect their health and financial well-being. This can reinforce the concept of their sharing responsibility for controlling health care costs.

We serve as your advocate in the complex task of researching, designing, and pricing benefit program alternatives from competing companies. We then help you select the most appropriate Employee Benefits Plan.

Health Insurance can be either the traditional Fully Insured Health Plan or, for many medium–sized and large companies, a Self-funded Health Plan. We are expert in helping organizations decide how best to fund the health insurance component of their Employee Benefits Plan.

Additional Insured Benefits can include short–term disability insurance, long–term disability insurance, life insurance, and dental insurance.

Benefits Alliance professionals make the complex clear—we analyze the complexities of employee benefit issues and then provide our member clients with a clear, concise summary of options and our recommendations.